RESIDENTS are being urged not to use payday lenders and loan sharks this Christmas.

Wigan Council is asking residents to look at more affordable lending solutions, such as their local credit union, and advising those already in debt to seek help rather than ignore it.

Council leader Lord Peter Smith said: “I understand the pressure people feel to buy expensive presents at Christmas, but it’s important not to get into debt for the sake of one day of the year.”

To seek financial help from a credit union or for more information, visit wigan.gov.uk/money advice or call 01942 489019.